Retirement Planning Services In Pittsfield, MA & Westfield, MA
Where will your retirement money come from? If you’re like most people, qualified retirement plans, Social Security, personal savings, and investments are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement income sources. At the Wealth Technology Group, we want to help you prepare for retirement on your own terms. Here's how we can help.
Retirement Planning
When people stop working, they typically lose their main source of income. The only way to replace that missing money is to plan ahead and secure consistent, stable sources of support. Making regular contributions to retirement accounts is a time-tested strategy for building a retirement nest egg. Many workers also put money into personal investments such as stocks, bonds, and commodities. But no matter which retirement planning strategy you select, the chances of securing the funds you need on time are always greater the earlier you start. With the help of compound interest and regular contributions, you can reach your goals through retirement planning.
401(k) Plans
One of the greatest assets a retirement planner has at his disposal is the 401(k). Offered through your employer, these retirement funds let you make regular contributions each pay period. The beauty of this arrangement is that you get to decide exactly how much you'd like to add to your retirement account on a set schedule. You also receive a tax benefit for investing in your future! Although there are different types of 401(k) plans, most notably the Roth and Traditional versions, all of them use regular contributions and time interest to help you save for retirement.
Investing For The Future
According to recent surveys, just three in ten Americans expect to have enough money to retire comfortably. With the help of our experienced financial planners, you don't have to be one of them.
After examining your current financial situation, we can help you construct a diverse investment portfolio based on your unique retirement goals. At each step of the process, our experts will explain your options and how they might help you reach your objective. Because we take a team approach, you will have access to many different opinions, theories, and points of view. With decades of experience in the financial industry, we can provide the information and education you need to make the right decisions for you and your loved ones.
Contact Us Today
Need retirement planning help? Please call us at (413) 739-3511 to arrange a telephone appointment now. There is no obligation and the consultation is free.