Wealth Technology Group

"Helping to protect a lifetime of hard work."

The Wealth Technology Group:  How we work. 

If you have something on your mind, or if you feel that we can help you in any way, please take a moment to contact us to set up a short telephone appointment with me, at no charge or obligation to you.   Your call will be welcome.

Sincerely,

Gary F. Thomas, JD, LLM, CLU, ChFC 

President, Registered Principal, The Wealth Technology Group

One of the foundations upon which our financial practice is based is that there is no one, standard approach to enhancing a person’s financial well-being.    That is why, whether it is based on private asset management, fixed investments, structured variable accounts or a combination, we offer in-depth planning and individualized programs for each one of our clients.

 

Gary's radio program, “ON THE MONEY!” is simulcast in Northampton on WHMP AM 1400 as well as on WHMP FM 96.9, LIVE Wednesdays at 4PM, and REBROADCAST Mondays at 10AM. 

Calculators

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

More Calculators →

Newsletters

There’s Still Time to Catch Up

Worker confidence in affording a comfortable retirement fell to a record low in 2011, but investors aged 50 and older may be able to make up for lost time by maximizing contributions to retirement plans and taking advantage of catch-up contribution limits. The accompanying chart shows the potential difference in accumulation by taking advantage of catch-up contributions.

HOT TOPIC: Are Housing Troubles Standing in the Way of Growth?

In the wake of past recessions, the housing industry provided a meaningful economic boost. This time around, the pace of the recovery has been more sluggish than expected, and ongoing weakness in the housing sector may be to blame.

Earning Income from Mutual Funds

More than half of working Americans are concerned that they may not have enough money to live comfortably during retirement. Although mutual funds are often thought of as a tool to build savings, they can also be used to generate income. This article examines the potential income benefits of bond funds, equity or stock income funds, and hybrid funds.

Tracking the Rise of Target-Date Funds

Investments in target-date funds have grown during the last decade. They are often the default choice in employer-sponsored retirement plans and viewed favorably by some investors for their helpful approach to asset allocation. This article explains the advantages and disadvantages of these funds and cautions potential investors about several common misconceptions.

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